H.R. 4374: American Homeowner Crypto Modernization Act of 2025
Jul 14, 2025
Pending Analysis
To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.
Current Status
This bill is currently in the legislative process and has not yet been passed into law.
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